At Best Startup Texas we track over 100,000 Texan startups and over 500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 Credit companies in Texas, United States. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Credit Companies & Startups (Texas, United States)
Elevate Credit
Their innovative online credit solutions provide immediate relief to customers today and help them build a brighter financial future.
Founder(s): Jonathan Bonghi, Ken Rees
Location: Fort Worth, Texas, United States
Industries: Credit, Financial Services
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Self
Self is a venture-backed fintech company with a mission to help people build credit and savings.
Founder(s):
Location: Austin, Texas, United States
Industries: Credit, Financial Services, FinTech, Personal Finance
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dash.fi
The world first charge card exclusively for ad spend
Founder(s): Zach Johnson
Location: Austin, Texas, United States
Industries: Credit Cards, Financial Services, FinTech, Infrastructure, Lending, Payments
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Cardtronics
Cardtronics is an operator of ATM management machine and cash access for consumers around the world.
Founder(s): Martin Watson, Ralph Clinard
Location: Houston, Texas, United States
Industries: Banking, Credit Cards, Finance, Financial Services, Payments
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SunUp Financial (Balance Credit)
Balance Credit was built for when things don’t go according to plan.
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Credit, Finance, Financial Services
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Credit Mountain
Fintech SaaS solution that allows lenders to offer rejected borrowers a “Path to Approval”
Founder(s): Frank Santoni, Nathan Pinto
Location: Dallas, Texas, United States
Industries: Credit, Finance, Financial Services, FinTech, SaaS
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Able Lending
Able is the lowest-cost online lender for small business loans in the nation. We partner with your network to provide loans from $25k-$1MM.
Founder(s): Evan Baehr, Will Davis
Location: Austin, Texas, United States
Industries: Credit, Finance, Financial Services, FinTech, Small and Medium Businesses
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VeraBank
VeraBank is a financial service company providing a services in banking technology.
Founder(s):
Location: Henderson, Texas, United States
Industries: Communities, Credit Cards, Debit Cards, Finance, Financial Services, FinTech, Personal Finance
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Fig Loans
Fig helps you through financial emergencies and build credit towards a better future.
Founder(s): Jeffrey Zhou, John Li
Location: Houston, Texas, United States
Industries: Credit, Finance, Financial Services
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cbanc Network
cbanc Network is an online professional network for bank and credit union professionals.
Founder(s): Myers Dupuy
Location: Austin, Texas, United States
Industries: Banking, Credit, Financial Services
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Alkami Technology
Alkami Technology provides cloud-based digital banking solutions for credit unions and banks.
Founder(s): Gary Nelson, Sean McElroy, Stephen Bohanon
Location: Plano, Texas, United States
Industries: Banking, Credit, Finance, Financial Services, FinTech, SaaS, Software
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Mercury Financial
Mercury Financial is a financial services company that develops and manages consumer-friendly credit cards and personal loans.
Founder(s):
Location: Austin, Texas, United States
Industries: Consumer Lending, Credit Cards, Financial Services
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Stellar
Stellar is an app set out to solve one of the biggest economic problems faced by American consumers — access to credit.
Founder(s): Lamine Zarrad
Location: Austin, Texas, United States
Industries: Credit, FinTech, Personal Finance
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Space City Credit Union
Space City Credit Union serves the employees and family members of companies and communities.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit, Finance, Financial Services
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F1 Payments
Corvia provides expertise in navigating critical payments for businesses.
Founder(s): Chad Anselmo
Location: Austin, Texas, United States
Industries: Credit Cards, Financial Services, FinTech, Payments, Risk Management, Transaction Processing
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Zoro Card
Build credit with a debit card.
Founder(s): Roger Morris, Zak Grove
Location: Austin, Texas, United States
Industries: Banking, Credit, Financial Services, FinTech, Personal Finance
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Above Lending
Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.
Founder(s): Daniel Salvato
Location: Houston, Texas, United States
Industries: Credit, Finance, Financial Services, Lending, Personal Finance
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Allegiance Bancshares
A Houston, Texas-based commercial bank for small and mid-sized businesses
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Credit, Financial Services, Lending
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Zero Charge Processing
Zero Charge Processing providing credit card processing services to businesses in North America.
Founder(s):
Location: Celina, Texas, United States
Industries: Credit Cards, Financial Services
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First American Payment Systems
First American is a payment technology company that provides merchants with online and mobile payment solutions.
Founder(s): Neil Randel
Location: Fort Worth, Texas, United States
Industries: Credit Cards, Debit Cards, Financial Services, Payments
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Swypit
SWYPIT provides competitive rates and credit card processing customer service.
Founder(s): Kevin Hodes
Location: Frisco, Texas, United States
Industries: Credit, Finance, Financial Services
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Chase Paymentech
Provider of comprehensive electronic payment solutions.
Founder(s):
Location: Dallas, Texas, United States
Industries: Credit Cards, E-Commerce, Mobile Payments, Payments, Point of Sale
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Future Payment Technologies
Future Payment Technologies offers electronic payment processing to companies within the United States.
Founder(s):
Location: Dallas, Texas, United States
Industries: Credit Cards, E-Commerce, Gift Card, Payments
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Silvr
Silvr offers a payment solution that allows consumers to pay for goods or services with no person or hardware necessary on the merchant end.
Founder(s): Bart Lomont, Mark Haidar, Scott Harper
Location: Dallas, Texas, United States
Industries: Credit Cards, E-Commerce, Financial Services, Mobile Payments, Point of Sale
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Power Finance Texas
Power Finance Texas provides instant personal loans to salaried professionals with a fully-automated and paperless procedure.
Founder(s):
Location: Arlington, Texas, United States
Industries: Credit, Finance, Financial Services
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Secure Payment Solutions
Secure Payment Solutions is a credit card processing company specializing in sales, transactions, and payment processing.
Founder(s):
Location: Tyler, Texas, United States
Industries: Credit Cards, Financial Services, Transaction Processing
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ControlHQ
ControlHQ is a financial solutions company that offers financial help to freelancers without charges or fees when their monthly income dips.
Founder(s): Kevin Sandhu
Location: Stafford, Texas, United States
Industries: Credit, Finance, Financial Services
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Jwaala
Jwaala is a software company providing modern eBanking solutions for community financial institutions.
Founder(s):
Location: Austin, Texas, United States
Industries: Banking, Credit, Software
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Texas Dow Employees Credit Union
Texas Dow Employees Credit Union operates as a credit union in Texas, provide deposit accounts, loans, insurance, and investment services.
Founder(s):
Location: Lake Jackson, Texas, United States
Industries: Banking, Credit, Financial Services
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Wellby
Wellby is a financial service company.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit Cards, Finance, Financial Services, Lending
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Blinkpay
Payment Gateway – Credit Card Processing
Founder(s):
Location: Dallas, Texas, United States
Industries: Accounting, Billing, Credit Cards, Financial Services, Payments
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Orion Payment Systems
Orion Payment Systems provides credit and debit card payment processing and other transaction solutions.
Founder(s): George Norvell
Location: Houston, Texas, United States
Industries: Credit Cards, Payments, Transaction Processing
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Accredited Debt Relief
Accredited Debt Relief is a finance company that provides various debt management services for businesses, families and individuals.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit Cards, Finance, Financial Services
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Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union provides savings accounts, checking accounts, credit card, banking, loans and insurance services.
Founder(s):
Location: Abilene, Texas, United States
Industries: Credit, Credit Cards, Financial Services, Insurance
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MLS Direct Network
MLS Direct Network provides electronic payment processing services.
Founder(s):
Location: Austin, Texas, United States
Industries: Credit Cards, Financial Services, Payments
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Quickline Credit
Quickline Credit leverages business intelligence to enable efficient data based credit and financing decisions.
Founder(s): Jon Fry, Scott Underhill
Location: Houston, Texas, United States
Industries: Business Intelligence, Credit, Enterprise Software, Finance, Financial Services, FinTech, Funding Platform, Small and Medium Businesses
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Members Choice Credit Union
Members Choice Credit Union delivers financial services, banking, loans and credit services.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit, Financial Services, Lending
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eZforex.com
eZforex.com is a financial institution that provides foreign exchange services to banks, credit unions and travelers.
Founder(s):
Location: Longview, Texas, United States
Industries: Banking, Credit Bureau, Financial Exchanges, Financial Services
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Loaning Hub
Loaning hub, Inc is a financial hub providing end-to-end services to banks and lending institutions.
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Business Development, Credit Cards, Financial Services
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Cypress Bank
Cypress Bank offers accounts, loans, credit cards, online banking, business savings, mobile banking, depository, and mortgage services.
Founder(s):
Location: Pittsburg, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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Soar Payments
A high risk merchant account provider offering credit card processing, integrated payment gateways, and chargeback management.
Founder(s): Jacob Motley, Rich McIver
Location: Houston, Texas, United States
Industries: Credit Cards, Transaction Processing
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Payments Gateway
Payments Gateway offers tools for any scale organization to automate and managing their payment processing functions.
Founder(s):
Location: Allen, Texas, United States
Industries: Accounting, Credit Cards, Financial Services, Public Relations
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FivePoint Credit Union
5Point was founded to assist the men and women working for The Texas Company as a credit union.
Founder(s):
Location: Nederland, Texas, United States
Industries: Banking, Credit, Financial Services
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Bank of Texas
Bank of Texas offers commercial banking, checking accounts, home loans, wealth management and mortgage services.
Founder(s):
Location: Dallas, Texas, United States
Industries: Banking, Credit, Credit Cards, Finance, Financial Services, Insurance
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Houston Police Credit Union
Houston Police Credit Union provides financial services and loans to Houston police department employees and their families.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit, Finance, Financial Services, Lending, Non Profit
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Journey Business Solutions
Journey Business Solutions offers credit card processing, retail sales finance, website development, and payroll services.
Founder(s):
Location: Irving, Texas, United States
Industries: Credit Cards, Retail, Web Development
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SwitchPay Mobile Payment Processing
SwitchPay is a mobile payment processing application that enables merchants to accept debit and credit card transactions.
Founder(s):
Location: Dallas, Texas, United States
Industries: Accounting, Credit Cards, Mobile, Mobile Payments, Payments
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CurePay
CurePay offers electronic payments and credit card processing services.
Founder(s):
Location: Denton, Texas, United States
Industries: Credit Cards, Financial Services, Payments
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Nationwide Debt Reduction Services
Nationwide Debt Reduction Services relieves American consumers of debt obligations through a proprietary debt negotiation process.
Founder(s):
Location: Plano, Texas, United States
Industries: Consumer Lending, Credit Cards, Debt Collections, Financial Services
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Cutek
Cutek provides software, consulting, staff augmentation, IT and project management services for banking and credit union.
Founder(s):
Location: Boerne, Texas, United States
Industries: Banking, Consulting, Credit, Financial Services, Information Technology, Software
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Bank of Houston
Bank of Houston offers an array of personal and business banking products along with lending and treasury management services.
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Credit, Financial Services, Lending
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The Commercial National Bank of Brady
The Commercial National Bank of Brady provides banking, depositing, loans and investment services.
Founder(s):
Location: Brady, Texas, United States
Industries: Banking, Credit, Financial Services
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Trifigo
Fintech Startup, improving financial behaviors and risk through credit score improvement.
Founder(s): Castleigh Johnson
Location: Dallas, Texas, United States
Industries: Banking, Credit, FinTech, Information Technology, Personal Finance
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America’s Credit Union
America’s Credit Union is a financial service provider company.
Founder(s):
Location: Garland, Texas, United States
Industries: Credit, Finance, Financial Services
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1st Community Federal Credit Union
1st Community Federal Credit Union offers accounts, loans, ATMs, insurance, cards, online banking, and other banking-related services.
Founder(s):
Location: San Angelo, Texas, United States
Industries: Banking, Credit Cards, Debit Cards, Financial Services, Insurance
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Navy Army
Navy Army provides loans, credit, savings and financial services for customers.
Founder(s):
Location: Corpus Christi, Texas, United States
Industries: Credit, Finance, Financial Services
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Union Square Credit Union
Union Square Credit Union provides insurance, auto loans, mortgage, debit, and credit card services.
Founder(s):
Location: Wichita Falls, Texas, United States
Industries: Credit Cards, Debit Cards, Financial Services, Insurance
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Advancial
Advancial helps businesses and private individuals to develop a financial future with innovative high-tech banking products and services.
Founder(s):
Location: Dallas, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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Amarillo Community Federal Credit Union
Amarillo Community Federal Credit Union is a firm that deals with financial services such as banking, credit, loans and investment.
Founder(s):
Location: Amarillo, Texas, United States
Industries: Banking, Credit, Financial Services, Personal Finance
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Mineola Community Bank
Mineola Community Bank offers checking & savings accounts, safe deposit boxes, loans, insurance, debit & credit cards and e-statements.
Founder(s):
Location: Mineola, Texas, United States
Industries: Banking, Credit Cards, Finance, Financial Services
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Priority Home Mortgage
Priority Home Mortgage is a financial institution that offers home loan programs at competitive rates.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit, Financial Services, Lending
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Generations Federal Credit Union
Generations Federal Credit Union offers mobile and online banking, personal and commercial loan, investment and insurance services.
Founder(s):
Location: San Antonio, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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STAR Financial Credit Union
STAR Financial Credit Union provides savings accounts, checking, mortgage, personal and vehicle loan services to its customers.
Founder(s):
Location: Corpus Christi, Texas, United States
Industries: Banking, Credit, Financial Services
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Texas Tech
Texas Tech offers checking, savings, digital wallet, online and mobile banking services.
Founder(s):
Location: Lubbock, Texas, United States
Industries: Banking, Credit, Finance, Financial Services, Lending
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Bandera Bank
Bandera Bank provides deposit, loan products, debit cards, online banking, checking, savings, NOW, and interest demand accounts services.
Founder(s):
Location: Bandera, Texas, United States
Industries: Banking, Credit Cards, Debit Cards, Financial Services
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VLoyalty
VLoyalty is a turnkey loyalty engagement solution that combines the power of payments and card-linking loyalty.
Founder(s): Jeff Mankoff
Location: Farmers Branch, Texas, United States
Industries: Credit Cards, Debit Cards, Financial Services, Marketing
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First Abilene Federal Credit Union
First Abilene Federal Credit Union is a non-profit financial organization that provides banking services and loan services.
Founder(s):
Location: Abilene, Texas, United States
Industries: Banking, Credit, Financial Services, Lending, Non Profit
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Schlumberger Employees Credit Union
Schlumberger Employees Credit Union is a non profit organization that offers banking and financial services.
Founder(s):
Location: Sugar Land, Texas, United States
Industries: Banking, Credit Bureau, Financial Services, Non Profit
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Abroaders
Use and earn travel rewards points faster, cheaper, and better.
Founder(s): A.J. Dunn, Erik Paquet, George Millo, George Millo, Jake Miller
Location: Austin, Texas, United States
Industries: Credit Cards, Loyalty Programs, Travel
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EZ PAWN
EZ PAWN is a lending firm that offers short-term cash and loan solutions to customers by pawning or selling quality items.
Founder(s):
Location: Austin, Texas, United States
Industries: Credit, Finance, Financial Services, Micro Lending
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CapRock Services
CapRock Services, a business development firm, provides working capital and business cash advance solutions to its clients.
Founder(s): Brad Woy
Location: Dallas, Texas, United States
Industries: Business Development, Credit Cards, Financial Services
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Modern Tax Group
Modern Tax Group provides asset classification analysis, tax bill payment, litigation support, budgeting, credits and incentives analysis.
Founder(s):
Location: Dallas, Texas, United States
Industries: Consulting, Credit, Finance, Financial Services
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Ascension Credit Services
Ascension Credit Services is a Dallas credit repair & credit restoration company. We work with clients & creditors to improve your credit.
Founder(s):
Location: Dallas, Texas, United States
Industries: Credit, Financial Services
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Texana Bank
Texana Bank offers online banking, investments, visa cards, loans, treasury management, credit cards and merchant processing services.
Founder(s):
Location: Texarkana, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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AMPM Credit Repair
AMPM Credit Repair is a credit repair and restoration services provider.
Founder(s):
Location: Fort Worth, Texas, United States
Industries: Consulting, Credit, Finance, Financial Services
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FirstFunding
FirstFunding provides funding and warehouse lending facilities to credit unions, community banks, lenders as well as investors.
Founder(s):
Location: Dallas, Texas, United States
Industries: Credit, Financial Services, Funding Platform, Lending
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Lockhart, Morris & Montgomery
Lockhart, Morris & Montgomery is a debt collection firm that offers consumer collection, credit reporting & bankruptcy management services.
Founder(s):
Location: Richardson, Texas, United States
Industries: Collection Agency, Credit, Finance, Financial Services, Insurance
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Capital Bank
Capital Bank is a commercial bank that renders a wide range of credit, lending, personal and business as well as online banking services.
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Credit, Financial Services, Lending
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ECCO Payment Solutions
ECCO Payment Solutions offers POS, credit card, online and mobile payment processing services.
Founder(s):
Location: Forney, Texas, United States
Industries: Credit Cards, Financial Services, Payments
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Union Fidelity Federal Credit Union
Union Fidelity Federal Credit Union provides savings accounts, loans and other financial services for labor union members & their families.
Founder(s):
Location: Houston, Texas, United States
Industries: Banking, Credit, Financial Services
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CardPaymentOptions.com
Credit Card Processing Education
Founder(s):
Location: Austin, Texas, United States
Industries: Accounting, Credit Cards, Education, Financial Services, Mobile Payments, Payments
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Card Machine Outlet
Card Machine Outlet is a credit card processing services and equipment provider company.
Founder(s):
Location: Richardson, Texas, United States
Industries: Credit Cards, Financial Services, Professional Services
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Omega Transactions Corporation
Omega Transactions Corporation provides credit card processing and financial services.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit Cards, Financial Services, Payments
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Charter Bank
Charter Bank deals with intermediaries of credit cards, loans and consumer financing services for individuals and companies.
Founder(s):
Location: Corpus Christi, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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Improve My Credit USA
Our credit repair services find solutions for fixing your credit. We can identify credit mistakes, build your credit, and reduce your debt.
Founder(s): Arthur Guajardo
Location: Houston, Texas, United States
Industries: Credit, Financial Services
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ScoreSense
ScoreSense is a mobile app that provides credit scores and reports, credit insights, etc.
Founder(s):
Location: Dallas, Texas, United States
Industries: Credit, Credit Cards, Mobile Apps
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AMB Credit Consultants
AMB Credit Consultants is a credit repair company that offers consulting, auditing, education, and dispute services.
Founder(s):
Location: Dallas, Texas, United States
Industries: Consulting, Credit, Finance, Financial Services
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POINTWEST Bank
POINTWEST Bank offers a range of banking services such as online banking, credit cards, debit cards, loans, and other financial services.
Founder(s):
Location: West, Texas, United States
Industries: Banking, Credit Cards, Financial Services
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Communities of Abilene Federal Credit Union
COAFCU is the largest mobile banking, credit and dabit card, savings account, loan and online banking services.
Founder(s):
Location: Abilene, Texas, United States
Industries: Credit, Credit Cards, Debit Cards, Financial Services
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CreditCardProcessing.com
CreditCardProcessing.com offers reliable and easy to use credit card payment processing solutions at competitive rates to businesses.
Founder(s):
Location: Conroe, Texas, United States
Industries: Credit Cards, Payments, Point of Sale
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BankMD
BankMD is a specialized bank that provides banking and financing solutions for physicians.
Founder(s):
Location: San Antonio, Texas, United States
Industries: Banking, Credit, Finance, Financial Services, Personal Finance
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Brittex Financial
Brittex Financial provides financial services and loan services for designer items and high-end merchandise.
Founder(s):
Location: Houston, Texas, United States
Industries: Consumer Lending, Credit, Financial Services, Lending, Payments
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JET Lending
JET Lending does non-owner occupied asset based loans to real estate investors.
Founder(s):
Location: Houston, Texas, United States
Industries: Credit, Financial Services, Lending
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SmartHealth PayCard
SmartHealth PayCard is a financial service company.
Founder(s):
Location: Plano, Texas, United States
Industries: Credit Cards, Finance, Financial Services
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American State Bank
American State Bank is a privately owned full-service community bank offering a large array of banking services.
Founder(s):
Location: Tyler, Texas, United States
Industries: Banking, Consumer Lending, Credit Cards, Finance, Financial Services, Lending
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Lone Star Financing
Lone Star Financing specializes in providing FHA home loans, mortgage lending and refinancing services.
Founder(s):
Location: Kingwood, Texas, United States
Industries: Credit, Finance, Financial Services
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Ember Financial Services
Ember Financial Services purchases credit card receivables from nationally recognized banks and financial institutions.
Founder(s):
Location: Dallas, Texas, United States
Industries: Commercial, Credit Cards, Financial Services
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Commercial National Bank
Commercial National Bank provides progressive, customer-oriented financial products.
Founder(s):
Location: Texarkana, Texas, United States
Industries: Banking, Credit Cards, Financial Services, Online Portals
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Golden Credit Solutions
Golden Credit Solutions specializes in credit analysis, financial, mortgage, advice, and payment services.
Founder(s):
Location: Frisco, Texas, United States
Industries: Advice, Credit, Financial Services
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Educators Credit Union
Educators CU is a banking company having a wide range of programs, including car loans, home equity loans, savings, and audit accounts.
Founder(s):
Location: Waco, Texas, United States
Industries: Banking, Credit, Financial Services, Lending
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